ACH Consulting Inc. logo ACH Consulting Inc.Connecting People, Finding Solutions

Chartered financial advisory Β· Caribbean SMEs

Three decades of financial leadership β€” in your corner.

ACH Consulting brings corporate-grade financial expertise to small and medium-sized enterprises: hands-on, CFO-level guidance built on 30 years of strengthening complex, multi-market businesses. Delivered with integrity, professional care, and the competence to get it right.

Connecting People, Finding Solutions β€” financial guidance for growing businesses across the Caribbean.

Allan C. Haynes β€” Founder & CEO, ACH Consulting Inc. 30years in finance
Allan C. Haynes
Founder & CEO Β· ACH Consulting Inc.
FCCA Β· FCA Β· CTP
26 yrsLeadership & at the helm
BoardTrustee & Chair roles

The man at the wheel β€” corporate-grade financial foresight, in control of your numbers.

Launch update

A quick update on our launch date

CrediPulse AI will now launch on Wednesday 11 November 2026, after final checkout testing. We are moving to a new e-commerce platform for a smoother sign-up and subscription experience, and using the extra time to test thoroughly β€” so that everything is as polished and bug-free as possible on day one.

Founders' Circle: 50 places, and they close when they're full. Advisor plan only: 30% off year one, with that founding rate locked for as long as you stay. Open until the 50th place is taken, or 31 May 2027 β€” whichever comes first. The weekly articles continue every Monday until launch.

Join the waitlist β†’
30 years in finance
FCCA Β· FCA Β· CTP chartered
CFO Β· Treasury Β· Board roles
Caribbean SME focus
ACH Consulting Inc.

Why ACH Consulting

The difference is who's behind the numbers

Software reports the past; a seasoned advisor changes the future. Every engagement is led personally by senior expertise β€” and grounded in the commitments that never move.

Integrity

Straight answers, even the hard ones. Advice you can take to your board and your bank with confidence β€” no jargon, no spin.

Collaboration

A partner on your side of the table β€” working with you and your team rather than at arm's length, so decisions are made together and owned with confidence.

Professional care

Your business is handled as if it were our own β€” attentive, responsive, and led personally by the founder rather than passed down a chain.

Competence

Thirty years across group financial controller, treasury, CFO and board-level roles β€” the depth to see what matters and the discipline to get it right.

About Us

Who we are

ACH Consulting Inc. is a Caribbean finance advisory built around a rare asset: three decades of senior financial leadership, applied directly to your business. Most small and medium-sized enterprises could never hire a CFO of this calibre β€” we make that expertise their advantage, pairing partner-level, hands-on guidance with modern tools like our own CrediPulse AI. Our promise is simple: Connecting People, Finding Solutions.

What we do

Practical, senior financial expertise across the areas that decide whether an SME survives or scales.

πŸ“Š

Financial Health & Advisory

Always know where you stand.

  • Diagnostic reviews & KPI dashboards
  • Ongoing CFO-style guidance
πŸ’§

Cash Flow & Working Capital

End cash surprises.

  • Forecasting & runway planning
  • Receivables/payables optimization
🏦

Funding & Access to Capital

Be ready to raise.

  • Loan readiness & lender-ready financials
  • Application & negotiation support
πŸ“ˆ

Improved Reporting

Clearer numbers for better decisions.

  • Clearer board reporting
  • Timely, reliable management accounts
🎯

Budgeting & Strategic Planning

Plans tied to targets.

  • Annual budgets & scenario models
  • Growth roadmaps
βš™οΈ

Business Health & Operations

Unlock margin and scale.

  • Systems, pricing & process review
  • End-to-end health assessment

The ingredient that changes outcomes

The expertise behind every engagement

Allan C. Haynes β€” Founder & CEO, ACH Consulting Inc.

Allan C. Haynes Β· FCCA FCA CTP Β· Founder & CEO

Allan is a finance executive with 30 years' experience β€” more than 26 of them in senior leadership as Group Financial Controller, Head of Treasury and Chief Financial Officer β€” transforming the financial and operational performance of complex, multi-market organizations across the Caribbean. As CFO he restored governance through leadership transition, led enterprise-wide ERP (Enterprise Resource Planning) systems migrations, and negotiated structured financing that eased working capital and strengthened liquidity. In treasury and group-controller roles he built reporting and risk-management systems, drove year-over-year EBITDA growth, and delivered six-figure annual savings in foreign-exchange costs. He has also served in governance as a Trustee and in Chairmanship roles, and began his career in audit with a Big Four firm.

A Certified Treasury Professional and a Fellow of both the Institute of Chartered Accountants of Barbados and the ACCA, Allan founded ACH Consulting β€” and built CrediPulse AI β€” to bring corporate-grade financial foresight to the small and medium-sized enterprises that need it most. Every engagement carries his personal standard: collaborate closely, tell the truth, do it with care, and get it right.

Connecting People, Finding Solutions

The tool our expertise built

CrediPulse AI

CrediPulse AIβ„’

The same discipline Allan brings by hand β€” delivered at scale. Built Caribbean-first, priced for the regional wallet, built for the seasonal swing and fluent in local currency, CrediPulse AI reads your numbers (via Odoo, QuickBooks Online or CSV upload) and turns them into a plain-English health score, early warnings, and clear next moves β€” answering the question every owner asks: am I okay, and what do I do next?

CrediPulse AI CrediPulse AIβ„’ LIVE
Financial Health Score
0OUT OF 100
Class Leading
64%
Gross margin
8.2Γ—
DSCR
$180K
EBITDA

A live 0–100 Financial Health Score β€” the number every owner wants, updated weekly.

Connect your accounting data or upload your financials to power your Financial Health Score, Cash Cycle Analysis and 13-Week Cash Forecast.

1

Connect your data

Securely connect Odoo or QuickBooks Online, or upload a CSV.

2

Get your CrediPulse Score

A live 0–100 financial-health score.

3

Act on the insights

Prioritized, plain-language recommendations.

The tools you're getting at launch.

Explore each tool on credipulse.ai.

In development

What's being built next

Covenant Watch Β· Bad-Debt Forecast Β· Stock Turn Analysis Β· Dead-Stock Report Β· Board Pack Builder Β· Company Valuation. No dates: each ships when it is finished, and founding members get it first. Company Valuation is a separate engagement rather than part of a subscription.

Monitor

Know where you stand

The solo operator β€” β€œIt's just me, and maybe one other. I need to know if I'm okay.”

  • Financial Health Score (weekly)
  • Cash Cycle Analysis
  • Finance Playbooks
  • Monthly plain-English summary
Join the waitlist
Most popular

Growth

Understand what's next β€” and act

The established owner-operator β€” β€œA few staff, a season that swings, and decisions I'd rather not get wrong.”

Everything in Monitor, daily β€” plus:

  • 13-Week Cash Forecast
  • What-If Simulator
  • Ask CrediPulse
  • Bank-Ready Application
  • Get-Paid Planner
  • Cash-runway & anomaly alerts
  • Sector benchmarks
Join the waitlist

Advisor

Plan, raise and grow

The planner and the practice β€” β€œI'm raising, selling or planning ahead β€” or I advise those who are.”

Everything in Growth β€” plus:

  • Financial Planner (3-Statement Model & Budget)
  • Accountant seat Β· quarterly review
  • New tools as they launch
Join the waitlist

All plans are priced in US dollars. Barbadian businesses are charged the Barbados dollar equivalent at the fixed peg β€” the same amount on your statement every month.

Ask CrediPulse answers a curated question set at launch. Sector benchmarks use general published industry benchmarks.

Prices are published on 11 November 2026. The Founders' Circle: 50 places, and they close when they're full. Advisor plan only: 30% off year one, with that founding rate locked for as long as you stay. Open until the 50th place is taken, or 31 May 2027 β€” whichever comes first. See the Waitlist & Founding Member policy.

Free tools

Check your financial health

Two free, confidential ways to see exactly where you stand.

🩺

Financial Health Check

The full 5-dimension assessment β€” reporting, cash flow, systems, compliance and strategy. Enter your details to unlock your score out of 100, priority fixes, and a PDF report emailed to you.

Start the assessment β†’
πŸ’§

Free Business Health Check

A quick working-capital check β€” plus the free checklist of numbers every business owner should be able to answer. Instant, no email required.

Open the free check β†’

Pre-launch

Join the CrediPulse AI waitlist

Be first in line for the Wednesday 11 November 2026 launch β€” founding-member benefits are reserved for the first 50 places on the Advisor plan to join.

We'll email you before the Wednesday 11 November 2026 launch with founding-member access details. No pricing shown pre-launch. See the Waitlist & Founding Member policy.

Insights

Published insights

Practical finance guidance for Caribbean SMEs.

Watch

See CrediPulse AI in action

Start with the film below β€” tool-by-tool explainers are on the way.

Why ACH

Why owners work with us

Senior expertise, on tap

Three decades of CFO and treasury experience β€” the kind of financial leadership most SMEs can't hire full-time β€” focused on your business.

Built for the Caribbean SME

Advice and tools sized and priced for the regional wallet, tuned to seasonal swings and local currency β€” not US budgets.

Foresight, not hindsight

Real-time financial health and cash-flow visibility, so you make decisions on current data and walk into the bank fundable.

Contact

Let's talk

Book a discovery call or send a message. We usually respond within one business day.

Email: hello@ach-consultinginc.com
Location: Caribbean

Book a discovery call
Free Assessment